Money · JHS2 Religious And Moral Education

Lesson notes

Learning Objectives

Indicator: B8.6.1.1.4

By the end of the lesson, learners can:

Explain the purpose of the Social Security and National Insurance Trust (SSNIT) and the law that established it.
Identify the three main categories of people who are qualified to benefit from the SSNIT pension scheme.
Describe the respective roles of the employer and the employee in making social security contributions.
Discuss the benefits of regular SSNIT contributions for the worker, the employer, and the worker’s family.
Dramatise the effects of both payment and non-payment of SSNIT contributions on the employer, the employee and the employee’s family.

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Curriculum details

Strand: Religion and Economic Life (Strand 6)
Sub-strand: Money (6.1)
Content standard: B8.6.1.1 - Plan the wise use of money
Indicator: B8.6.1.1.4 - Discuss the benefits of the SSNIT pension scheme and people who are qualified to benefit.
Suggested placement: Term 3, Week 6 (Week 30 of the year)
Our suggestion, laid out in curriculum order across three terms of twelve weeks. NaCCA does not fix the week, so follow your school's scheme of learning.
Curriculum reference: Religious and Moral Education, Common Core Programme (JHS1-JHS3), 2023, p. 49
Transcribed from the official NaCCA publication. Check this page against the source.

Exemplars (from the NaCCA curriculum)

The SSNIT Pension Scheme
The Social Security and National Insurance Trust (SSNIT)is the institution established by law to collect and manage the social security contributions of workers. Its main objective is to "ensure the provision of social protection for the working population for various contingencies including old age, invalidity and emigration and death" (Ref. Act 766 and Act 883).
Those qualified for SSNIT benefits
1. The worker upon retirement or invalidity (e.g., sickness or accident)
2. Dependents upon death of worker
3. Foreigners when permanently leaving Ghana
Exemplar
In groups, learners identify the role of the employer and the employee in social security contributions and present findings to class for discussion.
Employer
Ensures that all employees have registered with SSNIT
Prompt and regular payments of social security of employees
Keeps records of all workers' social security contributions
Employee
Must register with SSNIT and obtain his/her social security number which must not be transferred to anybody whatsoever
Prompt and regular payment of his or her social security
Ensures that his/her social security contributions is regularly and promptly paid by the employer
In groups, learners dramatise the effects of payment and non-payment of SSNIT contributions on a) the employer, b) employee and c) the family of the employee
Project Work: Learners to visit the internet website of SSNIT and search for information on its functions and benefits workers get from social security contributions for class discussions.